MIB MOTOR INSURERS BUREAU COMPENSATION CLAIMS

Our lawyers are members of the Solicitors Regulation Authority panel of personal injury experts¹ who deal with Motor Insurers Bureau compensation claims using a no win no fee arrangement. You will not be asked to finance your MIB claim as it progresses, there are no loans to consider, no disbursements to pay and no risk whatsoever when we deal with your compensation claim.

HELPLINE 0845 177 0509

Professional Negligence

The Motor Insurers Bureau (MIB) is a private company, set up by the government and funded by a statutory levy on all motor insurance companies that pays compensation to the innocent victims of untraced drivers and uninsured drivers. The rules governing Motor Insurers Bureau compensation claims can be complex and failure to comply may result in a potential claimant losing the right to receive compensation. Failure to satisfy the MIB regulations is a frequent source of professional negligence proceedings against inexperienced solicitors. It is important that any solicitor handling a road traffic accident case involving an untraced driver or an uninsured driver is knowledgeable about MIB procedures which are different to a normal personal injury compensation claim.

HELPLINE 0845 177 0509

Uninsured Drivers & Untraced Drivers

There are two separate schemes for Motor Insurers Bureau compensation claims :-

The Uninsured Driver Agreement enables the victims of uninsured drivers to take legal action for compensation against a negligent uninsured third party driver with the knowledge that if the negligent driver cannot personally pay any court judgment for damages, that the MIB will settle the entire claim together with any legal costs incurred subject to deduction of a nominal excess. The MIB thereafter will attempt to recover any amounts that they have paid out to re-imburse the fund. The MIB have been known to chase uninsured drivers for many years in order to get repayment of the amount they have paid out to the innocent victim. Our lawyers will deal with this class of Motor Insurers Bureau compensation claim on a no win no fee basis and compensation is paid in full with no deductions.

The Untraced Driver Agreement applies where the third party driver is unknown or unidentified and effectively enables victims to claim compensation for personal injury as a result of a 'hit and run' accident. The important distinction in Motor Insurers Bureau compensation claims for untraced drivers is that the overall compensation paid by the MIB will only include a small contribution towards your solicitors legal charges. In a 'hit and run' case whilst our solicitors will deal with the compensation claim on a no win no fee basis, in the event of a successful outcome there will be a deduction from the compensatory award to cover the balance of outstanding legal charges. In this case only, compensation will not be paid in full. Your solicitor will fully advise in advance about the basis of his legal charges.

HELPLINE 0845 177 0509

Specialist Personal Injury Solicitors

If you would like to talk to a lawyer who specialises in personal injury cases without any charge or further obligation just use the helpline or complete the contact form and an experienced solicitor will speak to you on the phone. Our advocates operate on a no win no fee basis which means that you pay nothing, regardless of the result and your compensation will be paid in full - win or lose there is no charge.