MIB MOTOR INSURERS BUREAU CLAIMS
NATIONWIDE REPRESENTATION

We represent a national network of specialist solicitors who are all members of the Law Society panel of personal injury experts¹. Our solicitors only deal with Motor Insurers Bureau claims using a no win no fee arrangement and you will not be asked to fund or finance your claim in any respect. There are no loans to consider, no expenses to pay, no payments to make for medical reports and no risks whatsoever when we deal with your compensation claim.

The MIB is a private company originally set up by the government and funded by a statutory levy on all insurance companies that strives to ensure that victims of untraced and uninsured drivers receive adequate compensation following a motor accident. The rules governing the payment of compensation from the fund can be extremely complex and failure to comply with them often results in potential claimants losing the right to compensation. Failure to comply with the regulations is a frequent source of professional negligence proceedings against inexperienced solicitors. It is important that any solicitor handling a road traffic accident case involving an untraced or uninsured motorist is experienced in this particular form of personal injury case, the procedures for which are different from a normal road traffic accident claim.

There are two main schemes that the Authority administer.

The Uninsured Driver Agreement enables the victims of uninsured drivers to take legal action for compensation against a negligent uninsured third party driver with the confident knowledge that even if the driver cannot personally pay any court judgment for damages then the MIB will settle the entire claim together with any legal costs incurred subject to deduction of a nominal excess. The MIB thereafter will attempt to recover any amounts that they have paid out to re-imburse the fund. The MIB have been known to chase uninsured drivers for many years in order to get repayment of the amount they have paid out to the innocent victim. Our lawyers will deal with this class of claim on a no win no fee basis and compensation is paid in full with no deductions.

The Untraced Driver Agreement applies where the third party driver is unknown or unidentified and effectively enables victims to claim compensation for personal injury as a result of a 'hit and run' accident. The important distinction in Motor Insurers Bureau claims for untraced drivers is that compensation paid by the MIB will cover damages for personal injury with only make a small contribution to legal charges. In this particular case whilst our solicitors will deal with the case on a no win no fee basis, in the event of a successful outcome there will be a deduction for some of the legal charges from the amount of the compensation. In this case only, compensation is not paid in full. Your solicitor will fully advise in advance of taking the case on, the basis of his charges.

This free legal networking service is designed to ensure that anyone needing to see a solicitor can access advice from a qualified specialist. This network is a collective of expert solicitors who are all members of the Law Society’s panel of personal injury experts. The network exists to help the victim and their loved ones receive the much-needed financial support they are entitled to.

If you would like to talk to a solicitor who specialises in road traffic accident cases without any charge or further obligation the network will put you in touch for free. Complete the contact form and an experienced specialist solicitor will call you as soon as possible. All solicitors in the network are committed to helping victims and their families get the financial support they deserve and operate on a no win, no fee basis.